INSURANCE AT SNAP
To have peace of mind while you explore every bit of our country, grab yourself some insurance.
We recommend our Go Smarter Comprehensive Protection Cover option - pay a little extra per day to maximise your peace of mind.
You take a holiday to relax, not to stress about damaging your rental car! Grabbing our car rental insurance is an investment in your own peace of mind, and the enjoyment of your trip.
It's worth mentioning here that having third-party insurance cover isn’t compulsory New Zealand, so even if an accident isn’t your fault you may still find yourself with a hefty bill that doesn’t get paid by the other driver.
Luckily for you – here at Snap we offer a few different insurance options to tickle your fancy.
Restricted Licence (P Plates) Cover ($0.00 Excess/Bond – Compulsory For ‘Restricted’ Licence And ‘P Plate’ Licence Holders):
If you haven’t quite got your full licence but have a Restricted or P Plate licence, don’t worry – you can still hire a Snap car by taking out our Restricted Licence Insurance. At only NZ$34.00 per day (to a maximum of fifty (50) days) you can hit the road and know you are also covered* in the event of an accident, because our Go Smarter Comprehensive Protection Cover is also included.
*Full list of inclusions and exclusions on all of our insurance options available in the Snap Rentals T&C's
OTHER INSURANCE OPTIONS
GO SMARTER
RECOMENDED
COMPREHENSIVE PROTECTION COVER
$0 Excess, $0 Bond + Extras
To get the most coverage while on the road then Go Smarter Comprehensive Protection Cover* is the option for you. For only NZD$29.00 per day (to a maximum of fifty (50) days) you will reduce your excess/bond amount to NZD$0.00. You are also covered for multiple tyre punctures, windscreen chips and one complete windscreen replacement.
Includes:
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$0.00 Excess
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$0.00 Bond
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Windscreen and tyre cover
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Premium 24/7 Roadside Assistance
BASELINE
EXCESS REDUCTION
$500 Excess, $500 Bond
If you just want the basics then Baseline Excess Reduction* will reduce your excess and bond down to $500.00.
By paying NZD$24.00 per day (to a maximum of fifty (50) days) that cheeky excess is reduced to $500.00.
This option does not cover tyre & windscreen
RISKY BUSINESS
EXCESS REDUCTION
$2000 EXCESS
All of our rentals come with Risky Business Insurance – this bog standard option means that your excess amount is NZD $2000.00.
So if you are involved in an accident or there is damage caused to the car while it is out on hire to you, you will need to pay up to this amount, even if it's not your fault.
In New Zealand, there is NO compulsory third-party insurance. It is thought that as many as 30% of vehicles on the road in New Zealand don’t have any insurance. This means you could be liable for damage, even if it's not your fault, so we recommend that you take out Go Smarter Comprehensive Protection Cover – that way you are fully covered!